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Matthew Gardiner


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Matthew leads A1 AI's client engagements with global T1 banks, FIs, central banks and Fintechs in consultation with industry experts in AI, ML, cloud, digital assets, regulatory compliance and ESGs. 


He previously worked in PwC’s Global Financial Services practice and sits on several advisory boards in Financial Services & Fintech.  


Matthew has advised global FIs, asset managers, wealth managers, VCs, and their legal counsel on digital transformation in multiple jurisdictions.


Matthew has led and received country level Fintech delegations. He brings an international perspective to Fintech innovation, identifying patterns in global innovation and their relevance to regional markets and regulatory regimes. 

A prolific public speaker, he has recently spoken at:

Money 2020 Europe & Asia, Next Money EMEA, APAC & MENA, ArabNet Dubai, Finnovasia, 

Peoples Bank of China, TenCent,

The Emir of Kuwait Global Informatics Forum,

Diwan of Royal Court of Oman, Bank Negara, 

The Global Leaders Forum, Institutional Investor,

Global Fixed Income Institute Geneva,

AIM Abu Dhabi, Arendt - Luxembourg, Gianni Origoni Rome, Techstars, Rise, Samsung,

TEDXRoma & The Turing Trust.

Matthew is visiting faculty at Cass Business School & a founding team member of Techfugees, a global charity.